Small Business Finance Pack

Small Business Finance Pack by Oddwren

Excel + Google Sheets

One workbook for Excel and Google Sheets with everything a sole trader, freelancer or small shop needs to track: budget, profit & loss, invoices, income, expenses, stock and cash flow. Enter a sale or a purchase once and the P&L, cash flow and dashboard update on their own.

£22.99

Etsy UK price including VAT. Prices may differ on other marketplaces; check your chosen listing before purchase.

Instant digital download. Please check the current listing for the exact files and licence included.

Small Business Finance Pack — product preview 1Small Business Finance Pack — product preview 2Small Business Finance Pack — product preview 3

What’s included

• 6 spreadsheet files: UK (£, VAT), US ($, sales tax) and EU (€, VAT), each as an EXAMPLE version with sample data and a BLANK version
• 2-page quick-start guide (PDF)

Workbook tabs

Instructions · Settings · Income tracker · Expense tracker · Invoice generator · Inventory · Budget vs actual · Profit & Loss (12 months) · Cash flow · Dashboard with chart

Good to know

• Formulas are locked (no password) so they can't be overwritten by accident; white cells are yours
• Your own categories, tax rate, currency and financial year start
• Works in Microsoft Excel and Google Sheets (free Google account). Not tested in Apple Numbers.
• Digital download only, nothing is shipped
• A record-keeping tool, not tax or accounting advice

Planning and record-keeping information

This is a record-keeping and planning template, not tax, legal, accounting or financial advice. Tax rates, VAT/sales-tax rules and thresholds differ by country, state and year; any tax figure is an estimate based on the rate you enter. Please check your figures and obligations with a qualified accountant or your tax authority. A DISCLAIMER.txt is included in the download.

How this was made

I'm Herman and Oddwren is my small studio. I designed the workbook and built the formulas with the help of software and AI tools, then tested every formula in LibreOffice and checked the totals against an independent calculation. The listing images were made by me from the real spreadsheet data.

Before you buy

Is this a physical product?

No. This is a digital download. No physical item is shipped.

Where do I get the files?

Your chosen marketplace provides the files after purchase. Follow its order page and download instructions.

What if I need help?

Email hello@oddwren.shop with your order details. Refunds follow the policy of the marketplace you bought from and your applicable statutory rights.

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